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  • Writer's pictureJeff Guymon

When should you refinance your auto loan?

Updated: Aug 8, 2020

You got a high interest car loan at a dealership and were wondering when to refinance the loan to lower your monthly payments?

In reality, you can refinance your car loan and save money at any time! 79% of all car shoppers get their car loan at the dealership. In fact, I’m willing to bet YOU got your loan from the dealer as well, am I right?

Well, what you don’t know is that the dealer did NOT give you the loan that is best for you. Instead, the dealer found you a loan from a company that pays him the highest referral fee.

Yes, you heard quite right! The dealer makes money by referring your loan application to an auto loan company and naturally, he will choose the auto loan company that pays HIM the most.

Normally, we would recommend waiting until you made 6 payments on your auto loan but if you haven’t looked into refinancing yet, you should do so now! is a fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.

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