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Writer's pictureJeff Guymon

How to refinance my auto loan?

Updated: Aug 8, 2020

Getting your auto loan was easy, because the dealer took care of that for you, right?


People shop for cars and don’t shop for auto loans. Therefore, 79% of all car shoppers get their auto loans at the dealership. But your dealer won’t help you refinance your auto loan.


How to refinance my auto loan?


Well, it’s 3 simple steps:

  1. We need to do a soft-pull on your credit to better understand your financial situation. Don’t worry, a soft-pull won’t impact your credit score!

  2. Once we understand your financial situation, we need to know what car you want to refinance. If you know your license plate, that’s all we need!

  3. Finally, we will calculate your interest rate and let you choose if you prefer a 4 year loan, a 5 year loan or a 6 year loan.


It really is that simple and we do all the legwork for you. If you have a car loan and haven’t looked into refinancing yet, you should do so now!


WithClutch.com is a fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.

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