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  • Writer's pictureJeff Guymon

Best way to reduce your monthly car payments?

Updated: Aug 8, 2020

You feel like you’re paying too much on your auto loan every month? You probably are!

See … the auto loan market is not very efficient. Auto loan rates are all over the map.

Common wisdom suggests that if you increase your credit score, you qualify for a lower rate. That’s generally true but in case you didn’t notice … you’ve been making payments for many months now and are still stuck in your same loan, right?

The problem is this: your auto loan company will not lower your rate when you make your payments. Quite the contrary, they will celebrate every payment you make because a number of Americans go delinquent on their payments while you don't.

In other words, you are paying for all the other Americans who stop making their payments. And your auto loan company does not reward you for your discipline and hard work.

The best way to reduce your monthly payments is to refinance your auto loan! Just like with your mortgage, you can just get a new loan with a lower rate and lower monthly payments. If you have a car loan and haven’t looked into refinancing yet, you should do so now! is a fully digital platform that lets car owners like you do so from the comfort of their own home. No need to set a foot in a bank or credit union. You can lower your rate or get cash in as little as 20 seconds.

Follow three simple steps to refinance your auto loan, get approved in seconds and save thousands in minutes.

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